Eamonn Moran regularly handles matters in the financial services industry, including those pertaining to consumer financial services, consumer protection, fair lending, the Dodd-Frank Act, regulatory compliance, and the Consumer Financial Protection Bureau (CFPB), where he previously served as counsel in the Office of Regulations. Eamonn helps lenders, fintech and regtech companies, marketplace lending platforms, payments companies and systems, card issuers and networks, banks, investors, and other financial services providers navigate issues arising under state and federal financial services laws. He has also handled matters involving mobile banking, mobile payments, mobile wallet products and services, and bank-fintech partnerships. Eamonn serves on the firm’s fintech and digital banking industry teams.
Previously, Eamonn served as counsel in the Office of Regulations at the CFPB. He served as part of a number of rulemakings affecting the consumer financial services industry including the Ability-to-Repay/Qualified Mortgage Rule under the Truth in Lending Act (TILA) (Regulation Z) and Integrated Mortgage Disclosures Rule under the Real Estate Settlement Procedures Act (RESPA) and TILA (Regulations X and Z). Eamonn also provided the public with guidance on the CFPB's regulations including RESPA, TILA Open-End (Regulation Z), Electronic Fund Transfer Act (Regulation E), and Interstate Land Sales Act. He was also a member of the Bureau's Small Dollar Lending Working Group.
Prior to joining the CFPB, Eamonn served as a senior attorney advisor at the US Department of the Treasury, where he worked in the Office of the Special Inspector General for the Troubled Asset Relief Program. During his time at the Treasury, he drafted significant sections of quarterly reports for Congress, drafted congressional testimony, and focused on the rescues of AIG, General Motors, Chrysler, and Ally Financial (formerly GMAC) among other TARP investments. Eamonn also advised his office on the implementation of the Dodd-Frank Act with respect to mortgage servicers, financial institution designations and regulation, capital requirements, and capital market activities.
Before joining the Treasury, Eamonn was a counsel for the Congressional Oversight Panel for the Troubled Asset Relief Program, an independent panel within the United States Senate which was chaired by now Senator Elizabeth Warren and charged with reviewing the state of financial markets in conjunction with the oversight of TARP pursuant to the Emergency Economic Stabilization Act of 2008. While there, he investigated all aspects of the Treasury's TARP actions including the legality of its use of funds and the impact of TARP on financial institutions and markets.
Eamonn began his career as a finance/real estate associate at a New York City law firm and as a research associate at the Center for Banking and Finance at the University of North Carolina School of Law where he conducted extensive legal research and wrote legal memoranda relating to government investment in banks.
Rising Star, Consumer Law, Washington, DC Super Lawyers (2015–2020)
Top Author, Finance & Banking, JD Supra Readers' Choice Awards (2018)
Recognized, Capital Pro Bono Honor Roll (2018)
Member, Consumer Financial Services Committee, American Bar Association
Member, Banking Law Committee, American Bar Association
Board of Directors, Hoyas Unlimited (2015–present)
President, Georgetown Alumni Club of Metropolitan Washington, DC (2015–2019)
Secretary, Georgetown Alumni Club of Metropolitan Washington, DC (2011–2015)
Board of Governors, Georgetown University Alumni Association (2014–present)
Board of Directors, Hoya Hoop Club (2013–present)
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