Melissa R. H. Hall represents US and overseas banks, nonbank financial services companies, investors in financial services, and technology companies in regulatory and corporate matters. She advises them on a wide range of state and federal financial regulatory laws and regulations. She provides counsel on financial regulatory compliance and enforcement, including state and federal licensing requirements, consumer financial products and compliance, payment systems, corporate and transactional matters, financial institution investment and acquisition, and the development of new financial services products.
Melissa provides counsel on complex, cross-discipline financial regulatory matters that require in-depth knowledge of regulations and business lines. Melissa focuses on a full range of more traditional federal and state bank regulatory matters, as well as emerging regulatory issues in connection with payment systems rules, credit cards and stored value cards, money services businesses, and consumer financial regulatory requirements.
Melissa advises banks and financial services companies, as well as their directors and officers, in connection with a range of corporate matters, including governance, management, business and operational, investment, and merger and acquisition (M&A) matters, as well as bank securities and fiduciary activities. Melissa also represents nonbank financial institutions and their investors regarding regulatory compliance and due diligence of state and federal bank and consumer financial laws.
In addition, Melissa advises on the regulatory implementation of the Dodd-Frank Act, including issues related to the Volcker Rule, changes in bank capital rules, and regulatory changes implemented by the Consumer Financial Protection Bureau. She also works with a litigation team within Morgan Lewis to provide regulatory counsel in connection with internal investigations and regulatory enforcement actions involving claims related to financial regulatory compliance.
Melissa represents clients before US and state financial regulatory agencies, including the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Consumer Financial Protection Bureau. Prior to joining Morgan Lewis, Melissa was a member of the financial regulatory practice of another international law firm, and an attorney in the Office of the Chief Counsel of the Department of the Treasury’s Bureau of the Public Debt.
Haverford College, 1993, B.A.
University of Texas, 2000, M.A.
University of Texas School of Law, 2000, J.D.
District of Columbia
Awards and Affiliations
Member, Practice Group of the Year, Asset Management, Law360 (2017)
Member, Executive Council of the Federal Bar Association’s Banking Law Section
Listed, The Legal 500 US (2011)
Managing Editor, Texas International Law Journal (1998–1999)