Affordable Care Act Considerations for Retail Companies

June 27, 2013

The Affordable Care Act presented unique challenges for retail companies due to their typical employee demographics, which included significant numbers of low-wage workers, high turnover rates, variable work schedules, and, in some instances, unionized labor.

On June 27, 2013, Morgan Lewis presented a one-hour webinar and examined how retail companies may comply with the Affordable Care Act in a manner that makes the most sense for them and their employees.

Topics included:

  • The Employer Shared Responsibility Penalty
    • Triggering the penalty: When is coverage affordable and of minimum value?
    • Penalty amounts
    • Measuring the full-time status of employees
    • Application to part-time employees
  • 90-day waiting period rule
  • Insurance exchange coverage: Is it a viable alternative?
    • Coverage available on the insurance exchanges
    • Eligibility for premium subsidies
  • Strategic considerations for collective bargaining