Charles M. Horn

Charles represents clients before the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), the Federal Reserve Board of Governors, and the Consumer Financial Protection Bureau (CFPB), among other agencies.

He also counsels clients on financial institutions laws that include the National Bank Act, the Bank Holding Company Act, the Federal Reserve Act, the Federal Deposit Insurance Act, the International Banking Act, and the Dodd–Frank Wall Street Reform and Consumer Protection Act. Additionally, he guides clients on global regulatory capital requirements and key state banking law requirements.

Clients seek Charles’s advice on matters relating to their corporate, institutional, and retail business activities, as well as their asset management, fiduciary, and asset administration products and services. He has experience developing new capital markets, treasury and cash management, asset and wealth management, asset allocation, and other financial products and services.

He also assists financial services clients throughout the banking, securities, and insurance sectors on corporate and business expansion matters. These include mergers and acquisitions, business integrations, strategic alliances, and third–party vendor relationships. Charles represents financial institutions in regulatory enforcement and compliance matters before federal and state financial institutions regulatory agencies.

Before joining Morgan Lewis, Charles was a partner in the financial services practice of another international law firm. Prior to entering private practice, he held several positions in the Securities and Corporate Practices Division of the OCC and with the US Securities and Exchange Commission (SEC).