Insurance Law Firm & Lawyers

Our Scope

The worldwide insurance industry faces many challenges that demand real-time solutions. Our global insurance team guides industry innovators through this ecosystem. We advise on a broad range of commercial and corporate transactions, including M&A, debt and equity investments, and affiliations and joint ventures. We also guide clients through the legalities of outsourcing, contracting, restructuring, insolvency, distribution channel, regulatory, labor and employment, benefits, and operational initiatives across shifting markets.

We serve businesses across the insurance industry, including property and casualty (P&C), life and annuity (L&A), and health insurance producers, as well as reinsurers, managing general agencies and underwriters, agents and brokers, emerging businesses, and insurtech companies. We represent state insurance departments in regulatory reviews, corrective action plans, and supervision and receivership matters. We also guide our clients through the full range of labor and employment and employee benefit issues, as well as prosecute and defend complex commercial litigation claims in and out of court.

We advise on:

Complex M&A, including domestic and cross-border transactions
Affiliations and strategic long-term relationships and joint ventures
Commercial litigation including class action defense, US federal and state court trial and litigation, government investigations, attorney general matters, and securities regulation issues
Complex secured and unsecured debt investment transactions including private placements, and syndicated debt, "one-stop shop," mezzanine, and other strategic financings
Labor and employment issues including defending misclassification and discrimination claims, advising on workforce change, and counseling on compensation plans and employee benefits
Regulatory compliance, investigations, and enforcement
Insolvency and restructuring
Complex financings and investments
Intellectual property including trademark and patent protection
Outsourcing and contracting
Emerging business and insurtech issues
Antitrust, including federal and state investigations, regulatory inquiries and clearance and completion of mergers, acquisitions, joint ventures, and other alliances
Compliance and fraud and abuse
Insurance coverage and reimbursement, including matters relating to coverage and payment under Medicare, Medicaid, and other federal healthcare programs
Privacy and data security
Real estate transactions, including leasing, acquisition, development, sale, and financing of real estate property, patient care facilities, senior housing, and medical office buildings
Tax issues, including international and US federal, state, and local tax exposure associated with pending transactions and ongoing business operations, transaction structuring, and global tax minimization strategies

Areas of Focus

We help clients negotiate the regulatory terrain and legalities regarding new and existing products. Our clients include insurance companies, brokers, agents, reinsurers, associations, and financial institutions offering the full expanse of products. Insurers seeking to capitalize on the expanding healthcare insurance environment also turn to Morgan Lewis to support their commercial objectives, operational goals, strategic alignments, and new and innovative value propositions.

Regulatory counsel and policy review
Regulatory compliance solutions and product development
Claims management and dispute resolution
Market adaptation and risk management
Litigation support and regulatory actions
M&A, commercial transactions, and corporate restructurings
Consumer protection and anti-money laundering
Privacy and cybersecurity, including incident response and litigation
Labor and employment, benefits, compensation, and workforce counseling

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Our lawyers provide a comprehensive range of legal services tailored to insurance agents and brokers, including captive and independent agents, retail and wholesale brokers, and managing general agents (MGAs).

Professional liability defense
Claims management and litigation, including misclassification and noncompete litigation
Producer agreements
Program administration agreements
Commercial transactions, including mergers and acquisitions
Privacy and cybersecurity, including incident response and litigation
Labor and employment, benefits, compensation, and workforce counseling

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Morgan Lewis is a legal compass for companies navigating the insurtech revolution. We guide insurtech innovators through the regulatory headwinds and commercial challenges of this transformative market, offering legal advice that leverages cutting-edge technologies.

All phases of development, from funding to M&A
Digital transformation regulatory compliance
Strategic collaborations among insurers, reinsurers, and venture capital stakeholders
Risk mitigation, dispute resolution, and litigation
Labor and employment and benefits counseling

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We ably navigate the regulatory landscape and legalities of life and annuity insurance products. Our clients include domestic and international insurance companies, brokers, agents, reinsurers, associations, and financial institutions that offer life and annuity-related insurance offerings.