David Monteiro focuses his practice on counseling companies facing government investigations and enforcement litigation. A former enforcement attorney with the Federal Trade Commission’s Bureau of Consumer Protection, Division of Financial Practices, David guides financial institutions and other companies in complying with state and federal consumer protection laws and regulations, responding to examinations and investigations, and defending litigation against the government.
As a government attorney, David conducted investigations into fair lending and UDAP matters, including cases involving major national mortgage lenders, and led the FTC’s Equal Credit Opportunity Act target selection program. Since entering private practice, he has counseled clients on, and defended government investigations into, a range of consumer protection issues arising in the financial services industry, including the UDAAP provisions of the Federal Trade Commission Act and Dodd-Frank Act, the Servicemembers Civil Relief Act, the Truth in Lending Act, and the Fair Debt Collection Practices Act. David has assisted banks, mortgage servicers, residential and commercial lenders, among others, in responding to investigations, examinations, and audits by the Consumer Financial Protection Bureau, Federal Trade Commission, Securities and Exchange Commission, Department of Justice, Department of Housing and Urban Development, Office of the Comptroller of the Currency, federal agency inspectors general, and state financial regulators and attorneys general.
David served for two years as a judicial law clerk to Judge Catharina Haynes of the US Court of Appeals for the Fifth Circuit. He continues to maintain an active appellate litigation and complex motions practice, representing depository and non-depository financial institutions, among other clients, before state and federal trial and appellate courts.
While attending Georgetown University Law Center, David was an editor of the Georgetown Law Journal and a member of the Order of the Coif. During law school, he also interned with the Securities and Exchange Commission, Federal Trade Commission, National Association of Securities Dealers (now FINRA), the Office of the United States Attorney for the District of Columbia, and the District of Columbia Office of the Attorney General.
Georgetown University Law Center, 2007, J.D., Magna Cum Laude
Harvard College, 2004, A.B., Cum Laude
US Courts of Appeals for the Fifth and Ninth Circuits
US District Court for the Northern District of Texas
Clerkship to Judge Catharina Haynes of the U.S. Court of Appeals for the Fifth Circuit
Awards and Affiliations
Member, Practice Group of the Year, Competition, Law360 (2017)
Listed, Rising Star, Texas Super Lawyers (2014–2016)