Edward J. L. (Jay) Southgate is a structured finance attorney based in the firm’s New York office. Jay regularly represents financial institutions, issuers and underwriters in private placements of residential mortgage and asset-backed securities, with a particular focus on consumer lending and fintech. In addition, Jay represents financial institutions in connection with negotiating flow purchase and servicing arrangements with platform originators and the warehouse financing of a broad range of products, including credit card and equipment receivables.
Prior to joining Morgan Lewis, Jay worked in the investment management division of a major international financial institution, with an emphasis on alternative capital markets and regulatory compliance issues, and as a capital markets group associate in the New York and Tokyo offices of a major international firm, where he represented issuers and underwriters on public and private offerings of debt and equity securities as well as compliance with applicable reporting issues.
University of Pennsylvania Law School, 2004, J.D.
Columbia University, 2001, M.A., East Asian Languages & Cultures
University of Pennsylvania, 2000, M.A., Asian & Middle Eastern Studies
University of Pennsylvania, 2000, B.A., Asian & Middle Eastern Studies, cum laude