Matthew P. Joseph

Matthew structured the securitization of a broad range of financial assets, including automobile loans and leases, cell phone contracts, church loans and bonds, commercial loans, equipment leases, home equity loans and home equity lines of credit, floor plan receivables, litigation settlement fees, marketplace loans, mortgage loans, recreational vehicles, private and federally guaranteed student loans, yen-denominated consumer loans, and unsecured consumer and commercial loans, including such loans originated on marketplace lending platforms, in both the term and the conduit markets.

Matthew regularly represents a variety of financial institutions, including startup investment funds, national banks, Fortune 500 companies and investment banks. Matthew has represented funds and joint ventures in establishing under the fund distressed asset as well as new origination QM and non-QM mortgage loan vehicles allowing for indirect investment by US and non-US persons.

A regular speaker at securitization industry conferences, Matthew has presented on topics such as marketplace loan lending and securitization, student loan securitizations, retail auto loan securitization, the non-prime auto and credit card market, securitization alternatives, and the role of securitization in funding strategies. While a member of the Drafting Committee for the American Bar Association, Matthew contributed to the comment letter to the SEC on the SEC’s proposed rules for asset-backed securities, Regulation AB. He also authored “The Securitisation of Automobile Loans” featured in the 2006-7 issue of the Euromoney Global Securitisation Review.

Matthew has been named a leading practitioner in the field of securitization by Chambers USA: America’s Leading Lawyers for Business and by International Financial Law Review. Chambers notes that clients recognize him for his “work helping companies manage asset securitization during the market downturn” and have noted him as a “hugely skilled and well-liked young partner’ who is also noted for his technical understanding of esoteric asset classes.”