Technology May-rathon: Click Here for Your Money: Technology-Based Lending

Please join us for a webinar on technology-based lending where we will cover three examples including marketplace lending, online direct lending, and mobile wallets.  Topics we’ll cover include:

• Regulatory issues
  • State licensing
  • Federal preemption
  • “True lender” issues
    • Legal landscape developing through the courts
      • BillMeLater
      • CashCall cases
      • Think Finance
      • Colorado v. Marlette Funding
      • Madden v. Midland
  • Use of alternative underwriting criteria
  • CFPB UDAAP (“state of the art technology” better be “state of the art”)
  • Cybersecurity requirements
  • Prepaid accounts final rule – overdrafts, credit card connected mobile wallets and other technology issues
• OCC’s FinTech Charter