Technology May-rathon: Click Here for Your Money: Technology-Based Lending

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May 31, 2017

Please join us for a webinar on technology-based lending where we will cover three examples including marketplace lending, online direct lending, and mobile wallets.  Topics we’ll cover include:

  • Regulatory issues
    • State licensing
    • Federal preemption
    • “True lender” issues
      • Legal landscape developing through the courts
        • BillMeLater
        • CashCall cases
        • Think Finance
        • Colorado v. Marlette Funding
        • Madden v. Midland
    • Use of alternative underwriting criteria
    • CFPB UDAAP (“state of the art technology” better be “state of the art”)
    • Cybersecurity requirements
    • Prepaid accounts final rule – overdrafts, credit card connected mobile wallets and other technology issues
  • OCC’s FinTech Charter

CLE credit: CLE credit in CA, FL, IL, NJ (via reciprocity), NY, PA, TX, and VA is currently pending approval.