Karl Horvath’s main areas of focus are structured finance, real estate finance, and financial collateral. He has a broad range of experience of structured finance transactions and advises on securitisations across a range of asset classes (including residential mortgages, commercial mortgages, whole businesses, consumer loans, renewable energy, and hire purchase agreements). Karl also advises on CLOs, warehouses and aircraft finance leases, as well as on numerous security structures involving financial collateral.
Karl has experience working on listings of asset-backed debt securities. Many of the transactions on which he advises have a cross-border element.
Karl’s clients include arrangers, investors, lenders, trustees, originators, servicers/special servicers, reinsurers, and account banks. They include traditional financial institutions, alternative capital providers, and insurance and reinsurance companies.
Advises mortgage lenders on establishment of RMBS master trust programmes
Acts for lenders on secured term loan facilities in the UK care homes sector
Acts for investors on Irish-listed CMBS backed by Greek real estate assets
Advises investor on CMBS backed by toy retail stores
Advises arranger and bookrunner in relation to renewable energy securitisation structures
Acts for bank investor on establishment of a personal loans securitisation programme
Acts for investor on listed car hire purchase securitisation
Acts for a large US fund on purchase and subsequent sale of several aircraft finance leases involving multiple jurisdictions
Acts for collateral manager on establishment of its first post-crisis CLO
Represents a US fund investor in various European CLO warehouse financings
Acts for borrowers on leveraged acquisitions of London properties in City and West End
Acts for major pharmaceuticals company on leasing of precious metals in multiple jurisdictions
Acts for arranger on whole business pubs securitisations
BPP Law School, London, 2001, LPC
University of Oxford Wadham College, 1999, B.A., with Honors